Frequently Asked Questions

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Remains valid for 12 months after date of submission to insurance company

The underwriter, not the home inspector, is the one who determines if the findings are acceptable for issuing your homeowner’s policy.

The outcomes are either:  Accepted/Approved, Denied (Due to significant defects), or Approved with condition that issues be repaired within 30 days 

• A Wind Mitigation is when a certified or licensed inspector checks your home’s wind-resistant features.
• (Roof geometry, Secondary Water Resistance, Opening protection, Roof to deck attachments, and Roof to wall attachments). 
• Also checks if the roof has a permit after 3/1/2002 to obtain FBC credit (Florida Building Code) 

• IV Inspections charges $125.00.
• Average price is roughly between $95.00 – $200.00 

• IV Inspections charges $100.00 
• Average price is roughly between $85.00 - $150.00 

• IV Inspections charges $160.00 
• Average price is roughly between $120.00-$300.00 

• 5 Years 

• Can save up to 85% on windstorm portion if you qualify for all discounts.

• Roof that slopes down on all sides like a pyramid shape 

• Licensed Home Inspector, Building Code Inspector, General Contractor, Professional Engineer, Professional Architect

• Florida homeowners as well as licensed roofers cannot perform a Wind Mitigation inspection.

• The 4-point Inspection is for the counsel of an insurance company to advise if any defects are currently present in the home that might lead to an insurance claim soon. 
• A Wind Mitigation inspection assesses the hurricane-resistant structural aspects of a home. Wind Mitigation is supposed to benefit the homeowner by helping reduce the insurance rate.  

• IV Inspections makes the process fast and easy. We schedule you during the call and instantly send a confirmation email to you and the insurance agent you're working with.
• When on-site, the 4 Point Inspections takes ~20-25 minutes 

• IV Inspections makes the process fast and easy. We schedule you during the call and instantly send a confirmation email to you and the insurance agent you're working with.
• When on-site, the Wind Mitigation Inspection takes ~15-20 mins 

• IV Inspections will have the 4-Point report completed within 24 hours of onsite inspection. Forms can be sent to your insurance provider along with a copy to your personal email 

• IV Inspections will have the Wind Mitigation report completed within 24 hours of onsite inspection. Forms can be sent to your insurance provider along with a copy to your personal email